£31,000 salary after tax in the UK
On £31,000 a year you take home £25,839.60, or £2,153.30 a month, after income tax and National Insurance (6 April 2026 to 5 April 2027).
Take-home pay (England, Wales, NI)
£25,840
per year, you keep 83.4%
Where your £31,000 goes
- Take-home£25,84083.4%
- Income tax£3,68611.9%
- National Insurance£1,4744.8%
Breakdown for £31,000
| Item | Yearly | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £31,000.00 | £2,583.33 | £596.15 |
| Income tax | -£3,686.00 | -£307.17 | -£70.88 |
| National Insurance | -£1,474.40 | -£122.87 | -£28.35 |
| Take-home pay | £25,839.60 | £2,153.30 | £496.92 |
Tax bands applied
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| Basic rate | 20% | £18,430.00 | £3,686.00 |
Personal allowance: £12,570. Your next £1,000 of salary adds £720 to take-home pay.
How your situation changes it
| Scenario | Yearly | Monthly |
|---|---|---|
| England, Wales, NI | £25,839.60 | £2,153.30 |
| Scotland | £25,864.53 | £2,155.38 |
| Plan 2 student loan | £25,694.25 | £2,141.19 |
| 5% salary-sacrifice pension | £24,723.60 | £2,060.30 |
| 2025/26 rates | £25,839.60 | £2,153.30 |
The pension row shows pay after your £1,550 contribution; that money goes into your pot.
Make it your own
Add your tax code, pension, student loan, bonus or overtime and see everything update live.
Your take-home pay · per month
£25,840 a year from £31,000 gross, you keep 83.4%
Questions about £31,000
How much is £31,000 a year after tax? +
£25,839.60 a year in England, Wales and Northern Ireland, which is £2,153.30 a month or £496.92 a week (2026/27).
How much tax do I pay on £31,000? +
Income tax is £3,686.00 and National Insurance is £1,474.40. Your effective tax rate is 16.6% and your marginal rate is 28%.
What is £31,000 after tax in Scotland? +
£25,864.53 a year (£2,155.38 a month), because Scottish income tax bands differ. That is £25 more than in England.
What if I have a Plan 2 student loan? +
Take-home falls to £25,694.25 a year after £145.35 of repayments.
What is £31,000 per hour? +
Over a 37.5-hour week, £31,000 is £15.90 gross per hour, or £13.25 after tax.
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Calculated for 2026/27 (6 April 2026 to 5 April 2027) assuming a standard tax code, National Insurance category A and no other income. Not tax advice.