NetPayWise
UK
Net to gross · 2026/27

Required Salary Calculator

Know the take-home pay you need? Enter it and find the gross salary that delivers it after tax, National Insurance and deductions.

£
%
2026/27England, Wales & Northern Ireland

Gross salary you need · per year

£36,778

to take home £30,000 a year after tax and NI

Income tax
£4,842
National Insurance
£1,937
Effective rate
18.4%
Marginal rate
28%

Working backwards from net pay

Tax is calculated from gross to net, so reversing it needs a search. The calculator tests gross salaries until the take-home pay matches your target to the penny, using the same engine as the main calculator.

Why the answer is not just a percentage

Because of the personal allowance, tax bands and the National Insurance upper limit, the gross-to-net ratio changes at different salaries. Reversing it correctly matters most near £50,270 and £100,000.

Include your pension and student loan

Set your pension percentage and student loan plan first. They change how much gross pay is needed for the same take-home figure.

Frequently asked questions

Figures use official GOV.UK 2026/27 rates. See the methodology.

How much do I need to earn to take home £2,000 a month? +

Choose Year in the Paid per field, enter 24,000 as the take-home you want and read the gross salary shown. It comes to about £28,400 for a standard tax code in England (2026/27).

Does it include student loans and pension? +

Yes. Set them on the left and the required gross salary adjusts.

Can I use a monthly figure? +

Yes. Pick Month in the Paid per field and enter your monthly take-home.

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