Compare Two Salaries After Tax
Put two job offers or a pay rise side by side and see the real difference in take-home pay, tax and National Insurance.
Your take-home pay · per month
£30,880 a year from £38,000 gross, you keep 81.3%
Salary A vs Salary B
Why gross differences mislead
A £10,000 higher salary rarely means £10,000 more in your pocket. The comparison shows the extra take-home pay and the share of each extra pound you keep.
What the comparison shows
Gross pay, yearly and monthly take-home, income tax, National Insurance and the percentage of each extra gross pound you keep.
Same settings for both salaries
Region, pension, student loan and tax year apply to both so the comparison isolates the salary difference.
Frequently asked questions
Figures use official GOV.UK 2026/27 rates. See the methodology.
How much more do I take home on a £5,000 raise? +
It depends on your band. In the basic-rate band you keep about 72p of each extra pound; in the higher-rate band about 58p; between £100,000 and £125,140 only about 38p.
Can I compare Scotland and England? +
Change the region to see each in turn; the same salary can give a different result because Scottish bands differ.
More UK tools
Salary after tax
Full take-home calculator: tax, NI, pension, student loan, tax code.
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Turn an hourly rate into annual salary and take-home pay.
Required salary
Enter the take-home you want and get the gross you need.
Pro-rata
Part-time or fewer weeks? See the real pay.