£21,000 salary after tax in the UK
On £21,000 a year you take home £18,639.60, or £1,553.30 a month, after income tax and National Insurance (6 April 2026 to 5 April 2027).
Take-home pay (England, Wales, NI)
£18,640
per year, you keep 88.8%
Where your £21,000 goes
- Take-home£18,64088.8%
- Income tax£1,6868.0%
- National Insurance£6743.2%
Breakdown for £21,000
| Item | Yearly | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £21,000.00 | £1,750.00 | £403.85 |
| Income tax | -£1,686.00 | -£140.50 | -£32.42 |
| National Insurance | -£674.40 | -£56.20 | -£12.97 |
| Take-home pay | £18,639.60 | £1,553.30 | £358.45 |
Tax bands applied
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| Basic rate | 20% | £8,430.00 | £1,686.00 |
Personal allowance: £12,570. Your next £1,000 of salary adds £720 to take-home pay.
How your situation changes it
| Scenario | Yearly | Monthly |
|---|---|---|
| England, Wales, NI | £18,639.60 | £1,553.30 |
| Scotland | £18,679.27 | £1,556.61 |
| Plan 2 student loan | £18,639.60 | £1,553.30 |
| 5% salary-sacrifice pension | £17,883.60 | £1,490.30 |
| 2025/26 rates | £18,639.60 | £1,553.30 |
The pension row shows pay after your £1,050 contribution; that money goes into your pot.
Make it your own
Add your tax code, pension, student loan, bonus or overtime and see everything update live.
Your take-home pay · per month
£18,640 a year from £21,000 gross, you keep 88.8%
Questions about £21,000
How much is £21,000 a year after tax? +
£18,639.60 a year in England, Wales and Northern Ireland, which is £1,553.30 a month or £358.45 a week (2026/27).
How much tax do I pay on £21,000? +
Income tax is £1,686.00 and National Insurance is £674.40. Your effective tax rate is 11.2% and your marginal rate is 28%.
What is £21,000 after tax in Scotland? +
£18,679.27 a year (£1,556.61 a month), because Scottish income tax bands differ. That is £40 more than in England.
What if I have a Plan 2 student loan? +
Take-home falls to £18,639.60 a year after £0.00 of repayments.
What is £21,000 per hour? +
Over a 37.5-hour week, £21,000 is £10.77 gross per hour, or £9.56 after tax.
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Calculated for 2026/27 (6 April 2026 to 5 April 2027) assuming a standard tax code, National Insurance category A and no other income. Not tax advice.