£15,000 salary after tax in the UK
On £15,000 a year you take home £14,319.60, or £1,193.30 a month, after income tax and National Insurance (6 April 2026 to 5 April 2027).
Take-home pay (England, Wales, NI)
£14,320
per year, you keep 95.5%
Where your £15,000 goes
- Take-home£14,32095.5%
- Income tax£4863.2%
- National Insurance£1941.3%
Breakdown for £15,000
| Item | Yearly | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £15,000.00 | £1,250.00 | £288.46 |
| Income tax | -£486.00 | -£40.50 | -£9.35 |
| National Insurance | -£194.40 | -£16.20 | -£3.74 |
| Take-home pay | £14,319.60 | £1,193.30 | £275.38 |
Tax bands applied
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| Basic rate | 20% | £2,430.00 | £486.00 |
Personal allowance: £12,570. Your next £1,000 of salary adds £720 to take-home pay.
How your situation changes it
| Scenario | Yearly | Monthly |
|---|---|---|
| England, Wales, NI | £14,319.60 | £1,193.30 |
| Scotland | £14,343.90 | £1,195.33 |
| Plan 2 student loan | £14,319.60 | £1,193.30 |
| 5% salary-sacrifice pension | £13,779.60 | £1,148.30 |
| 2025/26 rates | £14,319.60 | £1,193.30 |
The pension row shows pay after your £750 contribution; that money goes into your pot.
Make it your own
Add your tax code, pension, student loan, bonus or overtime and see everything update live.
Your take-home pay · per month
£14,320 a year from £15,000 gross, you keep 95.5%
Questions about £15,000
How much is £15,000 a year after tax? +
£14,319.60 a year in England, Wales and Northern Ireland, which is £1,193.30 a month or £275.38 a week (2026/27).
How much tax do I pay on £15,000? +
Income tax is £486.00 and National Insurance is £194.40. Your effective tax rate is 4.5% and your marginal rate is 28%.
What is £15,000 after tax in Scotland? +
£14,343.90 a year (£1,195.33 a month), because Scottish income tax bands differ. That is £24 more than in England.
What if I have a Plan 2 student loan? +
Take-home falls to £14,319.60 a year after £0.00 of repayments.
What is £15,000 per hour? +
Over a 37.5-hour week, £15,000 is £7.69 gross per hour, or £7.34 after tax.
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Calculated for 2026/27 (6 April 2026 to 5 April 2027) assuming a standard tax code, National Insurance category A and no other income. Not tax advice.