NetPayWise
UK
UK · 2026/27 tax year

£12 an hour after tax in the UK

£12 an hour is £23,400 a year for a 37.5-hour week. You take home £20,367.60 a year, or £1,697.30 a month, after income tax and National Insurance.

Take-home pay

£20,368

per year, you keep 87.0%

Month
£1,697.30
2 weeks
£783.37
Week
£391.68
Hour
£10.44
Effective rate
13.0%
Marginal rate
28%
Income tax
£2,166
National Insurance
£866

Where your £23,400 goes

You keep 87.0%
  • Take-home£20,36887.0%
  • Income tax£2,1669.3%
  • National Insurance£8663.7%

Breakdown

ItemYearlyMonthly
Gross salary£23,400.00£1,950.00
Income tax-£2,166.00-£180.50
National Insurance-£866.40-£72.20
Take-home pay£20,367.60£1,697.30

How your situation changes it

ScenarioYearlyMonthly
20 hours a week (£12,480 gross)£12,480.00£1,040.00
30 hours a week (£18,720 gross)£16,998.00£1,416.50
35 hours a week (£21,840 gross)£19,244.40£1,603.70
37.5 hours a week (£23,400 gross)£20,367.60£1,697.30
40 hours a week (£24,960 gross)£21,490.80£1,790.90
45 hours a week (£28,080 gross)£23,737.20£1,978.10

Take-home pay at £12 an hour for different weekly hours, paid for 52 weeks a year. England, Wales and Northern Ireland; standard tax code.

Make it your own

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£
%
2026/27England, Wales & Northern Ireland

Your take-home pay · per month

£1,697

£20,368 a year from £23,400 gross, you keep 87.0%

Income tax
£180.50
National Insurance
£72.20
Effective rate
13.0%
Marginal rate
28%

Questions

How much is £12 an hour annually? +

£23,400.00 a year before tax for a 37.5-hour week (£1,950.00 a month, £450.00 a week). At 40 hours it is £24,960.00.

How much is £12 an hour after tax? +

You take home £20,367.60 a year, which is £1,697.30 a month or £391.68 a week. That works out at £10.44 for each hour worked (2026/27).

How much tax do I pay on £12 an hour? +

Income tax is £2,166.00 and National Insurance is £866.40 a year, 13.0% of your pay in total.

What is £12 an hour after tax in Scotland? +

£20,407.27 a year (£1,700.61 a month), because Scottish income tax bands differ.

What if I work part-time on £12 an hour? +

At 20 hours a week you earn £12,480.00 and take home £12,480.00 a year. At 30 hours you take home £16,998.00.

Related

Rates last checked against official sources: gov.uk. Full methodology