NetPayWise
CA
Canada · Guide

Take-home pay by province in 2026

Federal tax is the same across Canada, but provincial tax is not. The same salary can leave you thousands of dollars better or worse off depending on where you live.

Ranked by take-home pay

Employee take-home pay for 2026, ranked by the $100,000 column:

Province or territoryOn $60,000On $100,000
Nunavut$48,773$76,654
British Columbia$47,755$75,373
Northwest Territories$47,938$75,204
Yukon$47,885$74,998
Alberta$47,691$74,459
Ontario$47,340$74,206
Saskatchewan$46,520$72,288
Manitoba$45,772$71,445
New Brunswick$46,048$71,215
Newfoundland and Labrador$45,763$70,603
Quebec$45,906$70,320
Prince Edward Island$45,447$69,789
Nova Scotia$44,726$68,867

Why the gap exists

Each province sets its own tax brackets and basic personal amount. Alberta and Saskatchewan have high personal amounts, so less income is taxed. Quebec has the highest provincial rates but residents get a 16.5% reduction in federal tax, pay a lower EI rate, and contribute to QPP and QPIP instead.

Ontario adds a health premium of up to $900 and a surtax on higher provincial tax. The territories have low rates and Nunavut has the lowest of all.

What this does not show

Take-home pay is only part of the picture. Housing, childcare, sales tax and benefits differ widely: Quebec's low-cost childcare and Alberta's lack of provincial sales tax can outweigh income tax differences. Low-income credits and benefits are not included in these figures.

Compare two salaries or provinces →

Frequently asked questions

Which province has the lowest income tax? +

On a $100,000 salary, Nunavut leaves the most take-home pay at $76,654, and Nova Scotia the least at $68,867.

Which province do I pay tax in if I move? +

You pay provincial tax for the whole year to the province where you live on 31 December.

Do I pay tax where I work or where I live? +

Where you live. Payroll deductions are based on your province of employment, and any difference is settled when you file your return.

More guides

General information, not tax advice. Figures are calculated with the same rates as the calculators.

Rates last checked against official sources: canada.ca, taxtips.ca, revenuquebec.ca. Full methodology