Canadian Overtime Pay Calculator
Find out what your overtime is really worth after federal and provincial tax, CPP and EI.
Employee deductions for 2026. Quebec figures are an estimate (see methodology). Low-income credits, dependants and other reliefs are not modelled.
Your take-home pay · per month
$48,465 a year from $61,750 gross, you keep 78.5%
How overtime is calculated
Your hourly rate is annual pay divided by hours and weeks worked. Overtime hours are multiplied by your chosen rate (such as time and a half) and added to gross pay.
Why you keep less than you expect
Overtime is taxed as ordinary income at your marginal rate, and CPP and EI also apply until you reach their yearly maximums.
Provinces differ
Overtime thresholds and premiums are set by each province, but the tax on the pay is calculated the same way.
Frequently asked questions
Figures use 2026 Canadian rates. See the methodology.
Is overtime taxed at a higher rate? +
No separate rate applies, but it can push you into a higher bracket.
How much of $100 overtime do I keep? +
In the middle brackets you typically keep roughly 65 to 75 dollars of each extra $100 after tax, CPP and EI. The overtime card shows your exact figure.